Wishing you a Merry Christmas

& a Happy 2020

from all of us at

TALBOT APPRAISAL SERVICES

Serving London / Middlesex, Delaware, Komoka, Strathroy, Ingersoll, Thorndale, Dorchester, Aylmer, Belmont, Courtland, Tillsonburg, Port Burwell, Straffordville, Central Elgin, St. Thomas, Port Stanley, Union, Shedden, West Elgin, West Lorne, Rodney, Dutton, Wallacetown, and surrounding area.

TESTIMONIALS

"I have had the pleasure of working with Talbot Appraisals for the past several years. The staff are friendly & professional. TAS plays a crucial role in our business as they are local and well informed of the values in today's market. They deliver prompt, professional reports and our lenders appreciate this. I wouldn't hesitate to recommend Talbot Appraisals."

A.N.
Mortgage Broker

"I would like to say that Talbot Appraisals is one of the best appraisal service in the London area. They are fair and accurate. They have an excellent turn-around time and when a report is needed in a rush, they have gone out of their way to accommodate and meet the needs of the situation. I wouldn't hesitate to recommend them to fellow mortgage agents and home owners."

J.S.
Mortgage Broker

" TAS helped push a rush appraisal through for me on a quick close. I was anxious and nervous about the time constraints but they were amazing. They have a great understanding of the industry and they are knowledgeable and professional. The admin staff is excellent at staying in touch during the process and they put me at ease. I will use them again and would definitely recommend."

C.S.
Home Buyer

RESIDENTIAL APPRAISAL

One of the key methods in valuing a residential property involves comparing properties that have recently

sold within the neighbouring area and that offer similar characteristics to the property being valued.

Comparing recently sold properties to the property being valued – since the objective of the appraisal is to estimate the price that the subject property would most likely sell for if exposed to the marketplace, recent sales of similar properties are used for comparison and as benchmarks. Comparable sales represent what other informed buyers in the marketplace are willing to pay for similar features, location and amenities.

Adjusting the sale price based on key differences in the property – since no two properties are exactly alike, the appraiser gathers information on the comparable sales and applies adjustments to the actual sale price of these sales to reflect their differences (location, characteristics and amenities) vis-à-vis the subject property.

PROPERTY VALUATION

Real estate is one of your most significant assets, and Talbot Appraisal Services' AIC accredited appraisers can help you determine its true value and devise strategies to increase that value over time. Talbot Appraisal Services puts client satisfaction as a top priority, and a satisfied client is always well-informed and well-represented.

An Appraisal Insititute of Canada designated appraiser provides an objective estimate or opinion of value of the subject property as supported by the presentation of required & relevant data analysis.

The report contains information relevant to independent property valuation including the purpose of the appraisal, qualifying conditions, neighbourhood conditions, legal property identification, photos, maps, floor plans, and finally the value estimate and the date of the appraisal.

Talbot Appraisal Services is actively approved for many major lenders including, but not limited to,

CMHC, CIBC, Libro, Royal Bank of Canada, Bank of Montreal, Bridgewater, TD Canada Trust, MCAP, MCAP Eclipse,

Genworth, First National Financial (Excalibur), RMG, CMLS / Aveo, Home Trust, Pillar Financial, Magenta, B2B Bank, HSBC, Desjardins, Equitable Bank, Canada Guaranty, Mainstreet Credit, Kindred Credit Union, First Ontario Credit, ICICI, Nexus, Alpine Credits, Investor's Group, Manulife Bank, Community Trust, Street Capital, Haventree Bank,

to name a few.

Mortgage Agents and Lenders! We've got you covered. We are affiliated with all major AMC's.